At CamOuse we believe there is no single right way to invest money. What is important is that we understand the goals and objectives of our clients along with their attitude to investment risk, and that the investment strategies are managed in line with these over the medium to longer term.
As we are style agnostic, we are not restricted in a fixed belief that Active investment management is better than Passive investment management, or vice versa. This means that we can make objective decisions on what we believe is right based on our own critical analysis of markets and investment themes.
Within the investment strategies we typically seek to blend Active and Passive management approaches to obtain the benefit from both styles and generate efficiencies where it is right to do so. Over time we may adjust weightings to either style so as to seek an effective trade-off for costs versus potential returns.
Core to how we invest is ensuring that clients are invested in diversified portfolios that are aligned to their attitude to risk, and, that we maintain a longer-term view on investment strategies.
By diversifying the asset classes held, risk is then spread so that clients are not overly exposed in any given area, and we achieve a suitable balance between risk and return. We also ensure that the investments do not fall out of line with the agreed risk profile, so clients will not take on a higher (or lower) level of risk than they have agreed to.
By taking a longer-term view on investment strategies we avoid the temptation for short-term emotive decisions. Emotive decisions are often made with the best intentions, but end up with negative longer-term outcomes. In contrast, maintaining an objective longer-term view provides more consistency for positive outcomes.
Whilst we believe in the robustness of our approach to investing, we also understand that some clients may want, and be able to afford, a more speculative approach to their investments. As such we are happy to facilitate a ‘core/ satellite’ approach, where more tactical fund positions may be held alongside our strategies.
The selected investment solutions are researched and reviewed by our Investment Committee against a tight set of criteria. This ensures the investment partners chosen have a proven track record of robust management and are able to add value for our clients.
Our Investment Committee meet each quarter to discuss market conditions and wider considerations. They monitor and review our approach to investing and our investment partners, and will make relevant adjustments when and where they believe it will be of benefit to our clients, but not for the sake of change itself.